UKUVALA IGEBE EKUNAKEKELENI OKUbelethwayo: OKUMELE OKUMELE USINDISE IMPILO KWABASIFAZANE BASE-AFRIKA

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Ezingxenyeni eziningi zomhlaba, ukuhlinzwa kokuhlinzwa kuyinqubo eqondile. E-Afrika, nokho, lokhu kuhlinzwa kuseyingozi, amazinga okufa komama abakhulelwe afika ngokuphindwe ka-50 ngaphezu kwamazwe anemali engenayo ephezulu. Lezi zibalo ezishaqisayo zigcizelela iqiniso eliyiqiniso: Abesifazane base-Afrika abahlinzwa ngokuhlinzwa babhekana nezingozi ezinkulu ngenxa yokuntuleka kwesistimu ekunakekelweni kwezempilo. USolwazi Salome Maswime, oyiNhloko Yokuhlinza Komhlaba Wonke, usanda kwethula inkulumo enamandla enesihloko esithi “Ukuthuthukisa Isigaba Sokubelethisa kanye Nemiphumela Yokubelethisa Ngokunakekela,” egcizelela ukuthi lezi zikhala zidinga ushintsho oluphuthumayo, oluletha uguquko. Ukuqonda kwakhe kusebenza njengokubizela esenzweni, enxusa bonke ababambiqhaza ukuthi bacabange kabusha futhi baqinise izinhlelo zokunakekela abesifazane base-Afrika.

Izikhala Ezihlelekile Zokunakekela

Udaba olukhulu olugqanyiswe nguSolwazi Maswime yigebe phakathi kwezinto ezikudingayo iziguli nokwesekwa okuhlinzekwa yizinhlelo zezempilo. Ukungena endaweni yokuhlinzwa e-Afrika ngokuvamile kusho ukunqoba izithiyo ezinkulu: ukufuna usizo, ukufinyelela isikhungo, nokuthola ukunakekelwa ngesikhathi. Ngokudabukisayo, lokhu kubambezeleka kuvame ukuholela ekufeni komama okungavinjelwa. Lezi akuzona nje izindaba zezokwelapha kodwa ukubonakaliswa kwengqalasizinda ebuthaka, amanethiwekhi okudlulisela ahlukene, kanye nezingqinamba zezinsiza ezithiya abahlinzeki bokunakekelwa kwezempilo ekuletheni ukungenelela okusindisa ukuphila abakuqeqeshelwe.

Ukungenelela Okusekelwe Emphakathini Nezemfundo Yezempilo

Isethulo sikaSolwazi Maswime sigqamise ukugqugquzelwa kwezempilo nokufundisa emphakathini njengezinyathelo ezibalulekile zempilo yomama. Ucwaningo lwakamuva lwe-Delphi luhlonze ukungenelela okusebenzayo okungu-28 kokuthuthukisa imiphumela kamama emazweni ase-Afrika, okuhlanganisa nezinhlelo zemfundo yezempilo ezinikeza amandla abesifazane ukuthi bafune usizo lwezokwelapha kanye nokukhuthaza ukuvakashelwa ngaphambi kokubeletha. Ubufakazi bubonisa ukuthi abesifazane abazibandakanya kusenesikhathi ngezinhlelo zokunakekelwa kwezempilo bathola imiphumela engcono kakhulu. Ngokusebenzisa amandla abasebenzi bezempilo bomphakathi, lezi zinyathelo zivala izikhala zolwazi futhi zikhuthaze omama abakhulelwe ukuba benze izinqumo zezempilo ngesikhathi.

Ukutshala Ikhono Nengqalasizinda

Ukwenza ngcono imiphumela yokubelethisa kudinga ukutshalwa kwezimali kwingqalasizinda yesikhungo kanye nabahlinzeki bezempilo. Izisebenzi zezempilo eziningi zase-Afrika zibhekana nezinkinga ezisongela ukuphila ngezinsiza ezilinganiselwe kanye nezinketho ezimbalwa zokuthutha eziphuthumayo. Ukuqeqeshwa okusekelwe ekulingiseni kanye nokuthuthukiswa kwamakhono okuthuthukisiwe okusingatha izimo ezinzima, ezifana nokopha ngesikhathi sezigaba C, kuyanconywa kakhulu. Kodwa-ke, ngaphandle kokutshalwa kwezimali okukhulu okuvela kohulumeni kanye nozakwethu, izikhungo zokunakekelwa kwezempilo zizoqhubeka nokuzabalaza ngokungazilungiseleli ngokwanele izimo ezinobungozi kakhulu.

Isicelo Sokucabanga Kwesistimu Nobuholi Bokubambisana

Ukubhekana nalezi zinselele kudinga indlela ehlangene, ukuhlanganisa izinsiza zabantu, izindlela zokudlulisela phambili, inethiwekhi yezokuthutha, nobudlelwano bomphakathi. Ubuholi obubambisene—ukuhlanganisa ndawonye abenzi bezinqubomgomo, ochwepheshe bezokunakekelwa kwempilo, nabaholi bomphakathi—kungakhuthaza ukuzibophezela okudingekayo kwezombusazwe nezenhlalo ukuze kube nentuthuko ehlala njalo. Ukumela izinhlelo eziqinile zokudluliselwa, ukufinyelela okuthuthukisiwe emikhiqizweni yegazi, kanye nezindawo ezihlonyiswe kangcono nakho kubalulekile ekwehliseni izingozi komama.

Ubuchwepheshe Nokusungula Njengendlela Yokuphila

Ubuchwepheshe bunesithembiso njengesixazululo kuzilungiselelo ezinomkhawulo wezinsiza. Amasistimu okuqapha isiguli, amapulatifomu e-telemedicine, namadivayisi we-biomedical anganika amandla ukuhlinzwa okuphephile kanye nezimpendulo ezisheshayo. Nakuba la mathuluzi edinga ukutshalwa kwezimali kokuqala, avame ukonga imali ngokuhamba kwesikhathi futhi angashintsha, ikakhulukazi ezindaweni zasemaphandleni nasezindaweni ezinganakekelwa kahle. Ngokuhlanganisa ubuchwepheshe emisebenzini yokunakekelwa kwezempilo, izinhlelo zezempilo zase-Afrika zinamandla okuletha ukulingana nokuphepha okuthuthukisiwe ekunakekelweni komama.

Impoqo Yesenzo Senqubomgomo

Imibono kaSolwazi Maswime igcizelela ukuthi ukuguqulwa kwenqubomgomo kuyisisekelo sokuthuthukisa impilo kamama. Abenzi bezinqubomgomo badlala indima ebalulekile ekwakheni izinhlelo ezingagcini nje ngokusabela ezinkingeni kodwa ezizivimbelayo. Ukuqinisa izinhlelo zokunakekelwa kwezempilo ngokubeka phambili uxhaso lwezimali zokunakekelwa kwezimo eziphuthumayo, ukwandisa amanethiwekhi okudlulisela, nokuqinisekisa ukuthi izibhedlela zihlonyiselwe izimo eziphuthumayo zokubelethisa kubalulekile ekudaleni izindawo zokunakekelwa kwezempilo komama eziphephile kulo lonke izwekazi.

Izixazululo ezingaba khona ezivela ku-DIMA Health

Ukubhekana nezinselelo ezihlukene ezivezwe nguSolwazi Maswime, i-DIMA Health ihlinzeka ngezixazululo eziningi eziklanyelwe ukuthuthukisa ukunakekelwa kwezempilo komama e-Afrika. Nakuba isixazululo ngasinye sinesithembiso, ukuqaliswa okusebenzayo kuncike ekuzibophezeleni kwababambe iqhaza kanye nokuhambisana nezidingo zendawo. Iminikelo engaba khona ye-DIMA Health ekuthuthukisweni kokunakekelwa kokubelethisa ihlanganisa:

  1. Izikhala Ezihlelekile Zokunakekela
    • Uhlelo Lokudlulisela Oludidiyelwe: Izindlela zokudlulisela ze-DIMA zingenza kube lula ukuxhumana phakathi kwezikhungo zezempilo eziyisisekelo, izinsiza zezokuthutha , nezibhedlela, okungase kunciphise ukubambezeleka ekutholeni usizo oluphuthumayo. Lolu hlelo lungathuthukisa izikhathi zokuphendula futhi lusize ekuqinisekiseni ukuthi iziguli zithola ukwelashwa ngesikhathi.
    • Ukwesekwa Kwabasebenzi Bezempilo: Ngokubambisana nezikhungo zezempilo zendawo, i-DIMA inganikeza izinsiza ezibalulekile kanye nokwesekwa kwesikhathi sangempela, inikeze abasebenzi bezokunakekelwa kwempilo amandla ukuze balethe ukungenelela okusindisa ukuphila.
  2. Ukungenelela Okusekelwe Emphakathini Nezemfundo Yezempilo
    • Amanxusa Ezempilo Yomphakathi: Ngokuqeqesha amanxusa ezempilo yomphakathi, i-DIMA ingasiza ukufundisa abesifazane ngokubaluleka kokunakekelwa kwangaphambi kokubeletha kanye nezimpawu eziyisixwayiso, ukukhuthaza ukuzibandakanya kokunakekelwa kwezempilo kusenesikhathi.
    • Izinhlelo Zokufundisa Ngezempilo Yomama: Izinhlelo ze-DIMA zemfundo yezempilo ezihlelekile zinamandla okunikeza amandla abasebenzi bezempilo bomphakathi ukuze babelane ngolwazi olubalulekile nomama abakhulelwe, okugqugquzela ukuqwashisa okukhulu kanye nemiphumela engcono.
  3. Ukutshala Ikhono Nengqalasizinda
    • I-DIMA Academy : Izinhlelo zokuqeqesha ze-DIMA zinganikeza abahlinzeki bokunakekelwa kwezempilo ukuzizwisa okusekelwe ekulingiseni kuzimo eziyinkimbinkimbi zokubelethisa, ezithuthukisa ukulungela kwabo izimo ezinobungozi obuphezulu njengokopha phakathi nezigaba C.
    • Amaphrofayili Esikhungo Sezempilo Esibanzi : I-DIMA Health njengamanje igcina imininingwane enemininingwane yezikhungo zezempilo ezingaphezu kwezi-7,200. Lawa maphrofayili ahlinzeka ngemininingwane ebalulekile engqalasizinda yesikhungo ngasinye, izinsiza, namandla esevisi, abeka isisekelo esiqinile sokungenelela okuhlosiwe kanye nobambiswano. Lesi sizindalwazi esibanzi senza i-DIMA Health ikwazi ukwenza ukucwaninga kwempahla ngendlela efanele, ihlonze izikhala ezibalulekile zezinsiza, futhi isekele imizamo yamasu yokwabelana ngezinsiza noma yokuthuthukisa kuyo yonke inethiwekhi yokunakekelwa kwezempilo.
    • Ukuthuthukiswa Kwesikhungo Nokwabiwa Kwezinsiza: I-DIMA ingabambisana nezikhungo zokunakekelwa kwezempilo ukuze kuhlolwe izidingo futhi kuqondiswe izinsiza ekuthuthukisweni kwengqalasizinda ebalulekile, njengamagumbi okunakekela izimo eziphuthumayo namathuluzi okuxilonga.
  4. Ukucabanga Kwezinhlelo Nobuholi Bokubambisana
    • Ubambiswano Nabenzi Bezinqubomgomo Nabaholi Bezempilo: Ngokukhuthaza ubudlelwano phakathi kwabakhi bezinqubomgomo, ochwepheshe bezokunakekelwa kwempilo, nabaholi bendawo, i-DIMA ingasekela indlela yokunakekelwa kwezempilo edidiyelwe. Ukukhuthaza ukucabanga kwezinhlelo nokusebenzisana kwemikhakha ehlukene kungadala intuthuko esimeme ekulethweni kokunakekelwa kwezempilo.
    • Ukumela Inqubomgomo : I-DIMA ingamela izinqubomgomo ezithuthukisa izinhlelo zokudlulisela, ukufinyelela ebhange legazi, nokulungela indawo, iqinisekise ukuthi izinsiza ezibalulekile ziyatholakala uma kudingeka. Ngobuchwepheshe njengamandla ayo ayinhloko, i-DIMA Health ingabambisana ukuze idale ubuchwepheshe obufanele ukuze iqhube futhi ikhuthaze ukuqaliswa kwezinqubomgomo ezisebenzayo.
  5. Ubuchwepheshe Nokusungula Njengendlela Yokuphila
    • Uhlelo Lokubhuka Nokuqokwa Lokufinyelela Okuthuthukisiwe Nokuthuthukisa Isikhungo: Uhlelo lokubhuka lwe-DIMA lwezeMpilo kanye nokuqokwa lunikeza isisombululo esilula sokuphatha ukuqashwa kweziguli kuzo zonke izikhungo zokunakekelwa kwezempilo, ukusiza iziguli ukuthi zivikele ukunakekelwa okufika ngesikhathi endaweni efaneleke kakhulu. Ngokuvumela izikhungo ukuthi ziqaphe futhi zilawule ukubhukha ngesikhathi sangempela, isistimu ingakwazi ukuhlonza futhi iqondise kabusha iziguli ezisuka ezikhungweni ezibhukhelwe ngokweqile ziye ezindaweni eziseduze ezinomthamo otholakalayo, ukwehlisa ngempumelelo ukuminyana nokuthuthukisa ukwabiwa kwezinsiza. Le ndlela yokufundisa ayigcini nje ngokuthuthukisa ulwazi lwesiguli ngokunciphisa izikhathi zokulinda nokuminyana kodwa futhi iqinisekisa ukuthi izinsiza zesikhungo zisetshenziswa kangcono, zisekela ukulethwa kokunakekelwa kwezempilo okunokulinganisela nokuphumelelayo kuyo yonke inethiwekhi.
    • Indawo Yendawo Yezempilo kanye Namathuluzi Okuqapha: Ngobuchwepheshe bedijithali, i-DIMA inganikeza amathuluzi asize iziguli zithole izikhungo ezihlonyiselwe ukunakekelwa kokubelethisa. Izinhlelo zokuqapha isiguli zingase futhi zithuthukise izikhathi zokulandela nokuphendula.
    • I-Telemedicine Yokubonisana Okukude: Inkundla ye-telemedicine ye-DIMA ingenza abasebenzi bezempilo ezindaweni ezikude baxhumane nochwepheshe, bathole isiqondiso esibalulekile emacaleni ayinkimbinkimbi.
  6. Impoqo Yesenzo Senqubomgomo
    • Ukumela Izinqubomgomo Zezempilo Yomama: I-DIMA ingasekela izinhlangano zikahulumeni ekubekeni eqhulwini impilo kamama ngokusebenzisa izinqubomgomo eziqinisa ukunakekelwa okuphuthumayo kokubeletha, ukuxhaswa ngezimali kwezikhungo, kanye nokusekela izinhlelo zokuthutha.
    • Ukwesekwa Okungokomthetho Kwezindlela Zokudlulisela Nezinsiza: Imizamo yokukhulumela ye-DIMA ingase inwebekisele ekukhuthazeni umthetho wezindlela zokudlulisela ezihlonyiswe kangcono kanye nokwabiwa kwezinsiza, kube nesandla ohlelweni lokunakekelwa kwezempilo olusebenzayo esikhundleni sokusebenza.

Ngalezi zixazululo ezingaba khona, i-DIMA Health ihambisana nezidingo ezithile ezihlonziwe nguSolwazi Maswime, enikeza indlela ehlelekile engasiza ekunciphiseni ukufa komama kanye nokuthuthukisa imiphumela yokubelethisa kulo lonke izwekazi.

Imicabango yokuphetha

Kwabesifazane base-Afrika, ukuhlinzwa kokuhlinzwa akufanele kube okuhlangenwe nakho okusongela ukuphila. Isethulo sikaSolwazi Maswime siyisikhumbuzo esidabukisayo sokuthi ukwenza ngcono ukunakekelwa kwezempilo komama kudinga ukuzibophezela okuvela kohulumeni, ongoti bezempilo kanye nezinhlangano zomhlaba wonke. Ngokungenelela okuhlosiwe, intando yezepolitiki, nokuzibandakanya komphakathi okuqinile, singenza igxathu elibalulekile ekwehliseni ukushona komama okuhambisana nokuhlinzwa kokubeletha. Izimpilo zabesifazane zincike kukho, futhi kukithi ukuthi siqinisekise ukuthi ukusinda kwabo kuseqhulwini.

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